How UK KYC Verification Works
Submission to FCA-ready audit pack, in minutes — not days. Built for UK regulators and UK customer journeys.
1. Choose Service
Pick from 200 UK verification services or talk to our team for a tailored package. Each service has a dedicated configuration page so you only collect the data you actually need.
2. Upload Documents
Your customer uploads documents through our hosted page, native mobile SDK or your own UI via REST API. NFC chip read is used on UK passports and BRPs where the device supports it.
3. AI Analysis
Our models extract MRZ data, run forensic document checks, compare facial biometrics, perform passive liveness, and cross-reference against authoritative UK data sources in seconds.
4. UK Human Review
Edge cases route to a UK-based analyst who applies your risk policy. Most reviews close in under 30 minutes during UK business hours.
5. Results Delivered
You receive a clear pass / refer / fail decision via webhook, dashboard or email. Most decisions arrive in under 90 seconds.
6. Compliance Report Generated
Every decision ships with a signed, time-stamped audit pack containing all evidence, scores and reviewer notes — ready for FCA, HMRC or UKGC inspection.
Why this process works for the UK
Our process aligns with the Money Laundering Regulations 2017, the FCA Handbook (SYSC 6, SUP 15), JMLSG guidance and the UK GDPR. Every step is engineered for evidence: nothing is decided without an explicit, signed audit log entry that your MLRO can show a regulator.
We process most submissions in under 90 seconds. Where AI confidence drops below your policy threshold, the case routes to a UK analyst. Where AI confidence is strong, the customer moves on with their day. That blend of speed and care is what delivers high accept rates without sacrificing compliance.
Every step is configurable. Set your own thresholds, your own document accept lists, your own monitoring frequency. We provide the engine and the audit trail; your MLRO retains full control over the risk policy.
Ready to launch UK-grade KYC?
Get a tailored quote in under 24 hours. UK-based team, FCA-aligned process, real human review.